Access Up To $2 Million in Low-Interest Funding For Your Business

To qualify, all you need is at least 1 year in business and $100K in annual revenue.

There is No Minimum FICO requirement!

Direct Funding Now has obtained financing for over 250 industries!

We've Provided Over $1 Billion in Business Funding

Access Our Funding Solutions So You Can:

Acquire competitors

Open more locations

Expand operations

Purchase inventory

Upgrade equipment

Boost marketing efforts

Or simply cover day-to-day operational expenses

Get Funded Your Way

BUSINESS LINES OF CREDIT

WORKING CAPITAL LOANS

SBA LOANS

EQUIPMENT FINANCING

MERCHANT CASH ADVANCE

BAD CREDIT BUSINESS LOANS

Our Approach is Simple:

1. Apply in 20 Seconds Or Less

Provide your basic information and get approved within the next 24-48 hours if you have at least 1 year in business and $100K in annual revenue.

2. Review Approved Terms

Review your approved options. After funding options are selected, funds are deposited into your business checking account.

3. Make Payments

After payments are made on time, you can renew or refinance for more money and lower rates.

We provide substantial low-interest funding to qualifying companies.

We mainly base our approvals on your personal credit and business tenure.
However, we do offer revenue-based financing, which disregards your credit history, if you have a high-performing company.

Typical clients receive 6 to 8-figures in capital.

No upfront fees or broker kickbacks — we only win when you do.

Complete the form, and our team will give you a call. Within 2 minutes of that call, our team will already know how to help you move forward in the process.

Hear From Our Happy Clients

Of all the lenders we have used I would ONLY recommend using Direct Funding Now. Janice Cobb is absolutely amazing!!! She has the best customer service I have ever experienced in any company and it is because of her that we use this company. She is prompt, caring, attentitive, and smart as a whip.

- Marisa Silveira, Customer

Daniel Frederick is completely Awesome! He has helped FUND our Business with the utmost courtesy, attention, honesty and professionalism, and he gets us the product every time! Thank you so much

- Angela Dibattista, Customer

Using direct funding now was a wonderful experience for me. The procedure for applying for a loan with them was a quick and uncomplicated, and the loan officer was quite pleasant and helpful. Quickly enough, I was able to secure the necessary funding I required. I would require you to use their services if you find yourself in a difficult financial situation and need money quickly.

- Sahil, Customer

My overall experience with Direct Funding Now was great! Excellent customer service that supported me throughout the whole process and I was able to get my loan within a couple days!! Would definitely recommend them to another business looking for any capital!

- Stephani Brown, Customer

Victor was on point, at a time he came across frustrated but overall he did his job as promised. Now Janice! Wow she is definitely on point, extremely professional and definitely helpful!

- Joe Matos, Customer

Their expertise and unwavering commitment to my success have been invaluable. From their initial consultation to loan approval, their team provided guidance and support. They listened to my business needs and created a loan situation that met my goals. Their level of professionalism and efficiency is unparalleled.

- Chrisholm Jose, Customer

**SO WHY CHOOSE US OVER THEM?**

Ultra-Flexible Funding Options

Unlike most lenders, we don’t rely solely on your personal credit score or time in business.

If your company has strong financials, like consistent revenue, solid profitability, and clean documentation, we can often approve you without pulling personal credit at all.

We offer a wide range of funding structures and alternative finance vehicles, giving you multiple paths to approval regardless of your business model or situation.

No Hidden Fees or Middlemen

We bring the bank TO YOU. Enjoy clear, upfront terms with no fine print, hidden fees, or broker kickbacks.

Get exactly what you sign up for with the least amount of fees, and the fairest interest rates based on the documentation you are able to provide to increase your approval odds.

We Fund What Even Traditional Lenders Won't Touch

Whether your business model is unconventional, your industry is asset-heavy, or your growth plans require serious capital... we’ve likely already solved it.

From manufacturers and construction firms to government contractors and specialized verticals, we structure custom funding solutions that align with your operational realities and growth goals!

Frequently Asked Questions

First and foremost, there is NO hard credit pull to apply. We will, however, do a deeper dive into your credit history once you've agreed to work with us.

How much funding can I qualify for?

Unlike most lenders, we connect you with a Direct Bank, which means there is NO CAP on the amount of funding we can provide you. The level of capital you can access through us, ultimately depends on how much documentation you're willing to provide and the historical performance of your personal credit and/or business.

What are the requirements to qualify for funding?

We offer a wide range of ways to qualify, but if you have at least 1 year in business, $100K in annual revenue, and a profitable track record, you are in the best position for approval.

We offer alternative no-credit, revenue-based funding for more established companies.

Do you offer funding for NEW Businesses?

It really depends. We require at least 1 year in business to apply. If your business tenure meets this minimum requirement, we encourage you to speak with our team.

How fast can I get funded?

Our application form takes less than 20 seconds to apply. From there, a team member will give you a call.

You will be approved or denied on the call. And if you ARE approved, the funds can be in your bank account in as little as 48 hours.

This timeframe is NOT guaranteed and is soley based on your qualifications, time of application, and other elements outside of our control.

Can I choose the amount of funding I need?

Yes, during the application process, you can select the specific amount of funding you require.

What can I use a business for?

Business loans can be used for a variety of purposes, including mergers & acquisitions, purchasing inventory, hiring staff, expanding operations, marketing, or covering day-to-day operational expenses.

We provide funds for a wide variety of reasons.